Say it The Apprentice waay........hahaha
I can't wait....tomorrow, we'll know how much we get for Annual Increment.
Last year, SOME of us got durian runtuh especially newbies after the salary adjustment (more than 50% I tell you), for others 10% across the board + performance based. I received the fat salary for Nov'07 (advance bonus + backdated salary up to Jul'07). Gone oredi, raya + wedding sponsorship hehe
Dec'07 salary came as a surprise, even fatter. It was rumored that 2007 bonus average will be generous but what was printed on my slip was MORE than generous, itu dah tolak 1 month advance bonus. So aku dengan jayanya telah men'splurge'kan sebahagian dari bonos itu. Managed to save fair amount this time around. Hubby x heran la kot since the total bonus amount is not even his 2-months salary. But I can be proud because I always make sure that I put aside some moolah into my saving, going by % (compared to nett salary) I can be sure mine is higher.
Harap2 after increment bolehlah simpan lebih untuk masa2 critical, we won't know what will happen in the near future. Just imagine if 1 of you suffer a mishap which left any of you jobless. There was one article talking about how long can you survive on your saving without job. 2 months ? 6 months ? How to know ? Calculate you monthly expenditure then you'll know. Mine look scary. I have to have at least RM25k annually just to service my housing & vehicle loan plus my child insurance premium !! Are you willing to let go these 3 basic things, downgrading is a possible option for house & car but not child insurance. That's the worst case scenario...
Don't simply splurge today thinking that you're getting bonus later. You may not live that long.
This is a community service reminder hehe
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